Start your next mortgage with a trusted local independent mortgage broker.
WE DO THE WORK - YOU GET THE BEST INTEREST RATES!
Shopping around for interest rates can be such a hassle. Get the best rates by allowing us to shop for you.
TOTAL COST ANALYSIS
Concerned about what you can afford?
Want to know which mortgage is best for you?
Or how much refinancing can save you?
A Total Cost Analysis can give you clarity on the best options to fit your budget.
Click on the photos below to see examples of a Total Cost Analysis:
Example 1
Example 2
Example 3
Kris McWilliams
Mortgage Loan Advisor / Owner
WHY WORK WITH US
EST Home Mortgage is a full-service independent mortgage broker located in Kalamazoo, Michigan. We specialize in helping families find their best mortgage with the lowest rate and personalized service.
GET YOUR OFFER ACCEPTED
Choosing a local mortgage broker with a good reputation will help your offer be viewed more favorably.
SEE WHAT OUR HAPPY
CUSTOMERS HAVE TO SAY
Kris was awesome during the whole process, he was very thorough and very nice and professional. I highly recommend EST for anyone who is looking to buy a home.
Matt Olsen
Kris is amazing to work with! He answered all of my questions as if they were his top priority. He worked proficiently with our realtor so everyone was in the loop. Kris made our first home buying experience exciting and less stressful then I expected.
Cassie Gendron
Matt and I would like to thank you for all of your help during the loan process. Your hard work and dedication to our loan paid off in the end and enabled us to get into our new home. You said in the beginning that you’re gonna make it happen and you did and we thank you for that. Anyone I know who needs a home loan will be calling you first! I’ve already given your name to two other people that are looking to purchase. I know that you will take care of them as well as you did us. Thanks Kris, Matt & Luan Seiferelin
Luan Johnson Seiferlein
Just closed on refinancing my house today. I would definitely recommend EST Home Mortgage! I was skeptical that a refinance would make sense considering I just bought my house less than 2 years ago, but I was wrong! The savings was significant and the process quick and efficient! They even went out of their way to quickly find a way to keep things moving when we hit a road block at the end. Less than 4 weeks from first phone call to close! Thank you Kris McWilliams and EST Home Mortgage!
Katie Coffey Aulbach
ARE YOU READY TO GET STARTED
ON A REFINANCE OR PURCHASE LOAN?
