We’re Trusted Nationally by top platforms:

We have nothing to hide, just great rates.

30 YEAR
Conventional

2.700%

2.800% APR

20 YEAR
Conventional

2.562%

2.712% APR

15 YEAR
Conventional

2.053%

2.219% APR

30 YEAR
FHA

2.526%

2.662% APR

30 YEAR
VA

2.497%

2.633% APR

30 YEAR
USDA

2.863%

2.937% APR

GET YOUR QUOTE

Curious what your quote would be?
You can fill out this quick form and get your answer within hours.

Without complicated forms or speaking with aggressive salespeople

Without damaging your credit score

Without providing your Social Security number

HOW CAN WE HELP?

Whatever the reason is that brought you here, know that we’ll find the right solution that makes the most sense for your situation.

My interest rates are too high

My mortgage payment is too high

I’m purchasing a House

I need to consolidate debt

WHY WORK WITH US

EST Home Mortgage is a full-service independent mortgage broker located in Kalamazoo, Michigan. We specialize in helping families find their best mortgage with the lowest rate and personalized service.

Full Product
Portfolio

From government-backed loans, conventional and jumbo loans, as well as fixed and ARM programs, we offer various loan products along with the most favorable rates, terms, and fees.

Superior Customer
Service

Our clients always come first. We ensure that each customer benefits through our industry expertise, lender relationships, and seamless loan process.

Fast, Efficient
Processing

We combine cutting-edge technology, the latest loan tools, and constant communication when processing each loan, which leads to quicker close times.

SEE WHAT OUR HAPPY
CUSTOMERS HAVE TO SAY

Kris was awesome during the whole process, he was very thorough and very nice and professional. I highly recommend EST for anyone who is looking to buy a home.

Matt Olsen

Kris is amazing to work with! He answered all of my questions as if they were his top priority. He worked proficiently with our realtor so everyone was in the loop. Kris made our first home buying experience exciting and less stressful then I expected.

Cassie Gendron

Matt and I would like to thank you for all of your help during the loan process. Your hard work and dedication to our loan paid off in the end and enabled us to get into our new home. You said in the beginning that you’re gonna make it happen and you did and we thank you for that. Anyone I know who needs a home loan will be calling you first! I’ve already given your name to two other people that are looking to purchase. I know that you will take care of them as well as you did us. Thanks Kris, Matt & Luan Seiferelin

Luan Johnson Seiferlein

Just closed on refinancing my house today. I would definitely recommend EST Home Mortgage! I was skeptical that a refinance would make sense considering I just bought my house less than 2 years ago, but I was wrong! The savings was significant and the process quick and efficient! They even went out of their way to quickly find a way to keep things moving when we hit a road block at the end. Less than 4 weeks from first phone call to close! Thank you Kris McWilliams and EST Home Mortgage!

Katie Coffey Aulbach