Posts by hello@esthomemortgage.com

It’s not uncommon for first-time homebuyers to reconsider the current state of their mortgage’s terms. It can be due to a miscalculation in financial projections or a change in income gains. Thankfully, you can still take another offer on your mortgage through refinancing. Refinancing your mortgage is an excellent way to change your current contract’s…

Soon-to-be-mothers always look forward to having their baby. Pregnancy is an exciting time for some, and many families decide to move into bigger homes before the baby arrives. Well, both buying a home and having a baby are two of life’s greatest dreams for many people. Unfortunately, soon-to-be and new mothers may have to postpone…

When it comes to owning a house, you must apply for a home loan to give you an easier time acquiring the property of your dreams. Similarly, most conventional terms can last between twenty to thirty years. During those times, it’s possible to undergo changes that could sometimes affect your needs. Adding to that is…

Forgetting to get pre-approval for a mortgage is one of the worst mistakes that a homebuyer can commit. It closes off certain opportunities. If you are not familiar with this concept and want to avoid mistakes in real estate, this article will explain what you need to know.  Mortgage Preapproval: What Is It? Mortgage preapproval…

Looking for the best home mortgage lenders is in no way easy—you’re bound to jump through many hoops and apply for countless mortgages and still not land a good deal!  The hunt for the best home loan for your financial situation is crucial, as the amount you get will determine what kind of home you’re…

After months of planning and a lifetime of saving and good financial decision-making, your mortgage application is finally on its last legs, with your dream of homeownership nearing realization. While you may have run into some difficulties after navigating through the application process, your efforts proved their worth as the finish line is now in…

Are you looking to buy a property but it’s really expensive? You will need to take out a loan, but a traditional mortgage won’t cut it. This is where jumbo loans come in.  A jumbo loan is available for millions of dollars. Most of the residential property mortgage needs in the US are set within…

Money makes things possible—when you have enough of it, you can start your own business, go to school, own a house, and many more! Unfortunately, not many people have a sufficient amount in their bank accounts to reach all of their goals and achieve everything they wish.  We may not live in a perfect world…

With 2020 being long gone and restrictions against COVID-19 finally mellowing down, it’s safe to say that it’s time to start catching up to any plans that you may have set before the lockdown—one of which is homeownership.  Although some may argue that there are other matters to take care of when it comes to…

There’s a reason many homeowners are rushing to refinance their mortgages, and that is because the rates have dropped significantly. Therefore, now is the perfect time to get a reasonable rate. However, if you’re hesitant to do so, you likely came across some misconceptions that have been going around online. We’re here to set the…